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Blogs

What does “pause” mean?

After a long series of interest rate hikes, the Reserve Bank of Australia (RBA) has finally paused its cash rate increases.  The April 4th announcement has been a relief to many borrowers...
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Navigating the Myths and Differences between a Caveat, a First and a Second Mortgage

The process of obtaining a loan secured by property can be overwhelming, and it’s no surprise that many people get confused about the different types of mortgages available. Three common...
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What to expect in 2023

What will 2023 bring for the Australian Economy? Interest rates are expected to rise further, home prices are predicted to continue falling, and the demand for refinancing is projected to...
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Predicting the bottom: The impact of interest rate hikes on the Australian Real Estate Market

Interest rates are rising, asset prices are falling, and inflation is putting upward pressure on the cost of living for everyone. In December. a further 25 basis points raised the...
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Biden denies, but is the US already in recession?

In recent years, the entire world has experienced economic turbulence, driven by the rise of Covid 19, shrinking productivity and emergency financial stimulus. Conflict in Ukraine has compounded a delicate...
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Is now the right time to buy a property in Australia considering the recent drop in property prices?

In Australia, house prices always generate considerable interest. Until recently, it was all about skyrocketing prices and steadily deteriorating affordability as prices ballooned. However, the focus has shifted to the...
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Hang on – why are mortgage rates increasing when the cash rate hasn’t changed?

The cash rate is expected to rise in the coming months. Mortgage rates, however, have been fluctuating since the beginning of the year and are more likely to continue fluctuating...
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The Uncertainty of Conflict

Unthinkably, – a major conflict has arisen between Russia and Ukraine, with the former invading the latter.  An act of war. Though the direct participants face the maximum impact, consequences...
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Winners & Losers if Interest Rates Rise

After the governor of The Reserve Bank of Australia, Philip Lowe, acknowledged that there is a “plausible scenario” of a cash rise this year, many people have been worried about...
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Wrapping up: The Australian Housing Market in 2021

The housing market in Australia has had a record-breaking year, with prices rising at the highest rate in history. Australian house prices increased by 21.9% this year, despite Australia kicking...
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