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Commercial Core

The Commercial Core product is designed for businesses with a track record and demonstrated exit strategy seeking a straight-forward commercial loan (first and second mortgage) with or without interest rate certainty and no fixed line fee.

Loan Amount

$100,000 – $3,500,000

Loan term

6 – 36 months

Max LVR

Up to 75%

Interest rates

From 9.45%

No fixed line fee

Worried about monthly line fees? We’ve got you covered with a $250 fixed monthly management fee regardless of loan amount.

Flexible valuations

With valuations that start from $250 and a broad panel to choose from, we can get your loan settled in no time!

Fixed rate available

Want the certainty of knowing what your repayments are every month? You can fix your rate with us and be worry free of any further interest rate rises.

Frequently asked questions

Who is eligible for this product?

Companies or trusts with a company trustee that are obtaining the loan for business purposes.

How quickly can you settle the loan?

Engine Capital can facilitate settlements as quickly as 72 hours subject to the applicant providing all the required information upfront to enable assessment of the loan.

Are there any early repayment fees associated with this product?

There are no early repayment fees for variable rate loans. You can repay your loan with 30 days’ notice subject to any minimum terms. If you have fixed your interest rate for a period and wish to break it before maturity, there may be a break cost.

Is cashout permitted for this product?

Absolutely. There are no restrictions on cashout amounts on any of our products.